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Data shows that only 15-20% of the loan applications are approved for a formal loan. Until now, the rejected employees had only two options - either to ask their company or to approach a money lender.


You can now avoid spending company’s working capital and instead partner with us to provide
personal loans of upto 5 Lacs for EMI tenure of upto 4 years for employees or service providers.




Why Partner with Us



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Avoid spending company’s working capital for employees’ financial needs.

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Higher loan approval rates as against traditional lending institutions.

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Create a strong, transparent financial assistance option for your employees.
Did you know that 60% of our customers are new to credit?

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Shubh Loans Credit Report educates and suggests corrective methods so that your employee is initiated into building a healthy credit history.

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We offer well paced, long term pay back tenure for an individual to pay his EMIs systematically.

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Minimum paperwork requirements




Get in Touch




Roshan Katpady
+91 96200 00097
roshan.katpady@shubhloans.com

Manjunath S
+91 76187 02751
manjunath.s@shubhloans.com


Vishal Raina
+91 80766 72682
vishal.raina@shubhloans.com


Manjunath S
+91 76187 02751
manjunath.s@shubhloans.com


Himanshu Sharma
+91 90080 20022
himanshu@shubhloans.com


Manjunath S
+91 76187 02751
manjunath.s@shubhloans.com

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Featured Partners

“Over 95% of financial services incumbents seek to explore FinTech partnerships. Overall, India offers the highest expected return on investment on FinTech projects at 29% versus a global average of 20%”.
- PwC FinTech Trends Report 2017

Source: trendingeconomics.com | Bank for international settlements

At $1.2 trillion, India is estimated to be one of the largest markets for consumer finance in the world, behind the US and China. It is also one of the least evolved markets for lending, with close to 70 per cent of the market being underserved by institutional lenders. According to a report by international philanthropic investment firm Omidyar Network, over 400 million people borrowed money in India in 2014, but fewer than one in seven were approved for a formal loan.The ratio of consumer loans to GDP for India is at a low 11%, compared to countries like China which is close to 40%.

Obviously the current credit system is not working for a large part of our population. Almost 400 million people are being excluded because of traditional and archaic ways of credit scoring. We at Datasigns aim to democratize credit and make it available to all. Our technology platform is transforming consumer lending. It is doing so by busting the myths that it is hard to get data, difficult to store it and even tougher to use it.

We help loan companies to make smarter credit decisions and to expand the availability of fair and transparent credit.