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We are a team of bankers, technologists and data science experts, who believe everyone deserves a chance to get a loan.

Our Story
Today, the total consumer credit stands at $287 billion, out of which $237 billion is made available by the Banks and $50 billion by NBFCs. According to BCG Report, over 70% of this credit is being consumed by the 9% of the society (the Elite and Affluent segment). Whereas, the market segment known as the Next Billion - households with an annual income between INR 1.4 Lacs to 4.5 Lacs - forms 45% of the society but has access to only 8% of the formal credit.
It’s skewed because financial institutions are comfortable lending to the elite and affluent. They continue to lend to this segment and, unfortunately, so do other emerging fintech companies. Today, the only differentiation amongst them is to provide friction free credit.

Datasigns Technologies is different. Our segment is the Next Billion where credit availability itself is a big problem.

Our product, Shubh Loans, is enabling lenders access unserved and underserved market segments by using real-time analytics and credit reports based on alternative data. It is available as an android app, through APIs and app white labeling. It also provides post disbursal tools that are proactive in preventing overdues and missed payments instead of after borrowers go overdue.

Datasigns is building India's next-gen credit scoring company that aims to democratize credit for millions of borrowers who are not part of the formal credit system and expand the availability of fair and transparent credit.
Our Team

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Monish Anand


CEO & Founder, Ashoka Fellow

"
CEO is often a Chief Everything Officer, I see my role to lead, learn, aspire and energize.

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Rahul Sekar


CTO & Co-Founder

"
I am leading the next generation tech platform to bring responsible credit to the masses by enabling the team at Shubh Loans to execute their innovative ideas.

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Anand Barua


Chief Risk Officer


& Co-Founder

"
Defining parameters that would address the underserved and unserved segments to offer efficient and effective options for credit.

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Oriol Mirosa


Chief Data Scientist


& Co-Founder

"
I aim to use the power of data and research to further Shubh Loans’ mission to provide access to financial services to those who have been traditionally excluded.

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Tushar Patel


CFO & Co-Founder

"
Somebody has to be the bad guy! As CFO, my role is to ensure that the growth of the company is supported with the required capital, yet at the same time adequate processes and controls are implemented to manage this growth.

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Prasanna Chandran
National Business Head

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Apoorv Kumar
VP - Technology

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Jagadeeshwaran N

Head - RCU


(Risk Containment Unit)

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Prabhat Singh
VP - Digital Marketing

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Pushkina Nautiyal
AVP - Marketing

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Saurabh Singh
VP - Product

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Soumya Shetty
Office Manager

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Sudharshan PV
Head - Customer Success and
Strategy

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Manjunath S
Regional Business Head

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Rahul Dagar
Regional Business Head

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Satish Subramanian
Regional Business Head

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Himanshu Sharma
Head of Partnerships

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Roshan Katpady
Regional Business Head

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K.V. Sowmith
AVP - Credit

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Pramod Kumar
Software Engineer
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Our Advisors

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Avtar Singh Monga
Advisor

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Dr Rodney Ramcharan
Advisor

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Krishna Sudarshan
Tech Mentor

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Mudit Tyagi
Tech Mentor

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Ujwal Thakar
Advisor
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Our Investors

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V. Bunty Bohra
Angel Investor

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Sanjai Vohra
Angel Investor

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Peeyush Misra
Angel Investor

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SRI Capital

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BeeNext

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Pravega Ventures
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